Reduced APR available for current BMW owners
If you are an existing BMW owner or have a BMW/MINI in your household you can receive a reduced APR rate towards selected brand-new BMW models when ordering with Ocean. Offer ends 31st December 2025.
Available across many popular models, including the BMW 1 Series, 2 Series Gran Coupé the X3 and just 1.9% APR on the i4.
| Model | Standard APR | Loyalty APR |
|---|---|---|
| 1 Series (All Models) | 4.9% | 3.9% |
| 7 Series | 4.9% | 3.9% |
| 2 Series Gran Coupé | 4.9% | 3.9% |
| X1 (excludes iX1) | 4.9% | 3.9% |
| X2 | 4.9% | 3.9% |
| X3 | 5.9% | 4.9% |
| X5 | 5.9% | 4.9% |
| X7 | 5.9% | 4.9% |
| M5 Saloon & Touring | 5.9% | 4.9% |
| iX1 | 3.9% | 2.9% |
| iX2 | 3.9% | 2.9% |
| i4 | 2.9% | 1.9% |
| i5 and i5 Touring | 6.9% (Sport Edition Models) | 5.9% |
| 4.9% (All M Sport Models) | 3.9% | |
| iX | 4.9% | 3.9% |
| i7 | 4.9% | 3.9% |
*Terms and Conditions: Grevan Cars Limited, trading as Ocean, is a credit broker and not a lender.
BMW Loyalty Programme offer is available for any existing BMW customer who can prove there is a BMW vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 01/10/2025 and 31/12/2025 (subject to availability) and registered by 31/01/2026. Subject to status. Offer only valid at participating retailers. Proof of existing BMW vehicle must be provided via V5 or registration and agreement number of current vehicle’s BMW financial Services agreement. Offer may be varied, withdrawn or extended at any time. You will have a 14-day statutory right to withdraw from the finance agreement. Finance provided by BMW Financial Services (GB) Limited, GU14 0FB or a panel of select lenders. We do not charge our customers any fees for this service, introductions do not amount to independent financial advice. Lenders typically pay us a commission for introducing you to them either as a fixed fee or a fixed percentage of the amount borrowed. The amount of commission does not influence the amount of interest you pay. You can request from us the amount (or likely amount) of any commission payable to us in good time before the agreement is made. Guarantor may be required. Images for illustration purposes only. Offer only available on BMW Financial Services Agreements.