BMW Flex Car Insurance

No one understands your BMW, like BMW.

When you truly love your BMW you want to protect it in the best way. BMW Flex Car Insurance is a fully comprehensive monthly subscription insurance policy designed for your new BMW to give you total peace of mind and total flexibility. 

It’s not just any insurance policy but an investment in maintaining your Ultimate Driving Machine. BMW Car Insurance guarantees to use a BMW Approved Bodyshop should you wish, keeping your BMW, a BMW. All repairs completed by a BMW Approved Bodyshop will be carried out using Genuine BMW Parts, by BMW-trained technicians.

A courtesy car will be included as standard even if your vehicle is stolen and not recovered or beyond economical repair.

So why is it called Flex Insurance? Simply because it’s Fully Flex. There’s no tie-in, no up-front deposits, and no interest charges. You can cancel or make changes at any time – this is a simple monthly subscription that works for life today.

What are the key benefits?

  • Guaranteed option of BMW Approved Bodyshop repair in the UK
  • Use of a courtesy car whilst your car is being repaired
  • Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • Roof Box cover up to £750
  • 24 hour UK recovery in the event of an accident
  • Replacement child car seats in the event of an accident
  • Sole glass replacement or repair will not affect your No Claims Bonus
  • Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
  • Up to £1,000 cover for replacement vehicle keys and locks
  • Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500
  • Car contents and personal belongings cover up to £1,000

Key Exclusions:

  • Minimum driver age of 30 years old for some high performance models
  • Vehicles valued over £75,000 and high performance vehicles will require a Thatcham approved tracking device with an active subscription
  • Have held a full UK/EU licence for at least one year
  • UK residents only
  • Have had no more than three at-fault claims in the past five years
  • Have a maximum of three minor driving convictions in the past five years and no major convictions
  • Young/inexperienced driver excesses may apply
  • You must be able to pass an identity check at your address
  • Specific offer, terms, conditions, exclusions and excesses may vary
  • Other terms, conditions, exclusions and excesses apply

To find out more about BMW Flex Insurance, fill out the enquiry form below and a member of the team will be in contact:

    We would like to keep in touch with our latest product news, offers and marketing services. All information provided will be used and processed in accordance with our Privacy Policy. Yes, I want to receive product news, offers and marketing services by:

    By PostBy PhoneBy EmailBy SMS